Terms & Conditions

These Standard Terms and Conditions (“Terms”) written here shall manage your use of our Website accessible at digitalpurse.io through your account (“Account”), as well as apps (“Services”) managed by DigitalPurse. (“DigitalPurse,” “Company”, “us,” “we,” or “our”). These Terms extend to any products, goods, or additional services accessed via DigitalPurse. In addition to these Terms, inspaniduals and/or entities will be bound by the terms and conditions of any other contract or agreement with the Company. These Terms will be applied fully and affect your use of Services provided by DigitalPurse. By using these Services, this Website, extension, apps and/or web apps, you agree to accept all terms and conditions written in here. You must not use these Services if you disagree with any of these Standard Terms and Conditions. Use of the Services is limited to parties that lawfully can enter into and form contracts under applicable law. For example, minors or people below 18 years old are not allowed to use these Services. By using this Website, you represent and warrant that you are of legal age to form a binding contract with the Company, that you maintain a single DigitalPurse Account, and meet all of the eligibility requirements for any product or service you may be purchasing, including any geographic or other limitations for that product or service.
You must not use these Services or maintain a DigitalPurse Account if you disagree with any of these Standard Terms and Conditions, and if should you disagree with any adjustments made to these Terms and Conditions, this Agreement, or your Services, your sole remedy is to withdraw from the use of these Services and terminate your DigitalPurse Account.

We may revise and update these Terms from time to time at our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Website thereafter. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes, as they are binding on you.

We reserve the right to decline to provide access to or use of the Services to any person for any reason. You acknowledge that, if any information provided by you is untrue, inaccurate, not current or incomplete, we reserve the right to terminate your use of the Services. The Company reserves the right to close a user’s Account or take other appropriate actions if such user violates any of these Terms in whole or in part, or engages in any conduct the Company deems inappropriate.

Your use of the Services includes the ability to enter into agreements and to make transactions electronically. You acknowledge that either your using the Services or your electronic submissions constitute your agreement and intent to be bound by and to pay for such agreements and transactions. Your agreement and intent to be bound by electronic submissions applies to all records relating to all transactions you enter into on the Services, including notices of cancellation, policies, contracts, and applications. To access and retain your electronic records, you may be required to have certain hardware and software, which are your sole responsibility.

We reserve the right to withdraw or amend these Services or this Website (and any service or material we provide on the Website) at our sole discretion and without notice. We will not be liable if for any reason all or any part of the Services is unavailable at any time or for any period. From time to time, we may restrict access to some or all parts of the Services. We have implemented technical and organizational measures designed to secure your information from accidental loss and from unauthorized access, use, alteration, or disclosure. However, we cannot guarantee that unauthorized third parties will never be able to defeat those measures or use your information for improper purposes. You provide your information at your own risk. You are responsible for safeguarding your passcode and for restricting access to your DigitalPurse Account and the Services from your compatible devices. You will immediately notify us of any unauthorized use of your passcode or DigitalPurse Account or any other breach of security. Notwithstanding this Agreement’s stipulation for binding arbitration, in the event of any dispute between two or more parties as to account ownership, DigitalPurse will be the sole arbiter of such dispute in our sole discretion. Our decision (which may include termination or suspension of any DigitalPurse Account and related activities subject to dispute) will be final and binding on all parties. You are also responsible for:

• Making all arrangements necessary for you to have access to the Services.
• Ensuring that all persons who access the Services through your internet connection or your Account are aware of these Terms and comply with them.

The person who registers an Account (the “Account Holder”) is responsible for all activity that occurs under that Account, including every order, instruction, payment, and disbursement request submitted through it. You must keep your credentials confidential and must not allow anyone to use your Account except as permitted below. If you submit a request on behalf of another person, or you allow a third party to use your Account or to act on your instructions (each a “Third Party”), you agree that:

• You confirm that you have that Third Party’s informed consent and the authority to act for them, and that they have the authority to instruct you.
• You remain fully responsible to us for that request as if you had made it entirely for yourself, including for the accuracy of the information provided and for any chargeback, reversal, or dispute arising from it.
• You are responsible for giving the Third Party accurate and complete information about the transaction, including the amount, the recipient, the nature of the service, and these Terms. We are not responsible for, and are not able to verify, what you tell a Third Party about a transaction.
• You will indemnify us for any loss, claim, or cost we incur because a Third Party was given inaccurate or incomplete information by you, or because a request submitted through your Account was not in fact authorized.

We process disbursement requests based on the instructions submitted through the relevant Account. We are entitled to treat those instructions as genuine and authorized, and we are not obliged to independently verify the relationship between the Account Holder and any Third Party, or to confirm what representations have passed between them. Where we convert funds and disburse them (for example, a fiat-to-PayPal payout), we act as a payment-processing service executing the instruction received; this does not create a separate contractual relationship between us and any end recipient who is not an Account Holder. You must not use the Services, or allow them to be used, to deceive any person, to misrepresent the nature, amount, or purpose of a transaction to a Third Party, or to facilitate fraud, money laundering, or any other unlawful activity. Any dispute between an Account Holder and a Third Party about what was agreed or represented between them is a matter between those parties; we are not a party to it and have no obligation to mediate or resolve it, although we will comply with lawful requests from competent authorities as described on our Compliance page.

Certain areas of provided Services are restricted from being accessed by you. DigitalPurse may further restrict access by you to any areas of its Services, at any time, at its absolute and sole discretion. Any user ID and passcode you may have for these Services are confidential and may not be shared, sold, or resold. You may use the Website only for lawful purposes and in accordance with these Terms. You agree not to use the Website to in any way harm DigitalPurse or merchants transacted with via these Services, including, but not limited to the following:

• Publishing any Website, extension, apps, or web application material in any other media.
• Selling, sublicensing and/or otherwise commercializing any Website, extension, apps, or web application material including products, goods, and services.
• Publicly performing and/or showing any Website, extension, apps, or web application material without express written consent.
• Using the Services in any way that is or may be damaging to DigitalPurse or in any way negatively impacts user access to these Services.
• Using Website, extension, apps, and web applications contrary to applicable laws and regulations, or in any way which may cause harm to these Services, or to any person or business entity.
• Engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to these Services.
• Transmission, distribution, or storage of any information, data or material in violation of any applicable law, regulation, ordinance or other rule imposed by any governmental authority, including, but not limited to, material protected by copyright, trademark, trade secret, or other proprietary right.
• Using the Services in any manner that would violate any applicable United States federal, state, local, or non-United States law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).
• Transmitting or procuring the sending of any advertising or promotional material without our prior written consent of the recipient, including but not limited to junk mail, chain letters, spam, or any other similar solicitations.
• Impersonating or attempting to impersonate the Company, a Company employee, another Customer, or any other person or entity (including, without limitation, by using name, billing information associated with any of the foregoing).
• Submitting a request on behalf of a Third Party without their informed consent, or misrepresenting to a Third Party the amount, recipient, nature, or purpose of any transaction made through your Account.
• Engaging in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Website, or which, as determined by us, may harm the Company or users of the Website or expose them to liability.
• Using the Services in any manner that could disable, overburden, damage, or impair the site or interfere with any other party’s use of the Website, including their ability to engage in real time activities through the Website.
• Using the Services beyond their intended use, such as via alterations, exploitations, misrepresentations, misuse, or abuse.
• Attempting to register, registering, or using more than a single Account per inspanidual end user. Users must be eligible inspanidual persons, rather than organizations or groups, and are only allowed to have one Account.
• Sharing, selling or reselling Account, Account credentials, or card details.
• Using the Services to engage in any advertising or marketing, without explicit written permission from DigitalPurse.
• Using these Services to provide reviews for compensation or to construct inauthentic purchase history for merchant or marketplace products or services.
• Using the Services to acquire products or services without the legitimate purchase of those products or services through abandoned charges or accumulated unpaid bills.
• Using the Services to defraud or harm a merchant, such as charging a large amount of merchandise and then seeking refunds without adequate return of merchandise.
• Falsely representing to DigitalPurse or to a merchant any material detail related to a return or refund.
• Using the Services to exploit new user benefits, referral programs, or promotions offered by other merchants; or to abuse discounts or trials in a way that is not intended or allowed by the merchant; or otherwise use the Services to violate the terms and conditions of a merchant, app, or company.
• Using any robot or other automatic device, process, or means to access the Website for any purpose outside its intended use, including but not limited to monitoring or copying any of the material on the Website without prior written consent.
• Using the Service in conjunction with automated purchasing software programs.
• Using any manual process to monitor or copy any of the material on the Website or for any other unauthorized purpose without our prior written consent.
• Using any device, software, or routine that interferes with the proper functionality of the Website.
• Introducing any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
• Attempting to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.
• Attacking the Website via a denial-of-service (DoS) attack or a distributed denial-of-service attack (DDoS).
• Otherwise attempting to interfere with the functionality of the Website in any means not stated above.

Certain purchases are prohibited depending on the specific product or service provided. You agree to consult the underlying terms of each product or service prior to use. These prohibited purchases include, but may not be limited to:

• Wires, Money Orders
• Outbound Telemarketing Merchants
• Direct Marketing services
• Security Brokers/Dealers and associated activities
• Dating & Escort Services
• Massage Parlors
• Betting/Casino Gambling
• Foreign Currency, Non-Fiat Currency
• Government Owned Lotteries
• Government Licensed Online Casinos (Online Gambling)
• Government Licensed Horse/Dog Racing
• Horse Racing, Dog Racing and Non-Sport Internet Gaming
• Manual Cash Disbursements
• Automated Cash Disbursements

This list does not represent the entirety of prohibited activity. DigitalPurse reserves the right to update and revise terms as it sees fit, and Customers should additionally consult the specific terms of any product or service purchased on DigitalPurse for any other restrictions.

The Company may charge certain fees associated with its Services and with underlying services or products purchased through its Services. Where applicable, these fees will be detailed in the specific terms and conditions of the product or service with which they are associated. Purchases made on DigitalPurse through DigitalPurse check-out or through a third-party payment service available at check-out may be subject to handling fees and confirmation time. DigitalPurse reserves the right to charge additional fees to mitigate against abusive behavior, including to mitigate and deter violations of these Terms and the terms of service of other companies, websites, or apps, at DigitalPurse’s discretion.

You are responsible for all transactions made through your Account, including any chargeback, reversal, or payment dispute arising from them. If you initiate or cause a chargeback or reversal in respect of a transaction that was in fact authorized and validly processed, you remain liable to us for the full amount of that transaction together with any related costs. Where a chargeback, reversal, or dispute is found to be invalid, unwarranted, or made in bad faith, DigitalPurse reserves the right to charge a reasonable administrative fee to cover the costs of handling it, to recover the disputed amount and any associated fees or losses from your Account or balance, and to suspend or terminate your Account. You agree to cooperate with us and provide any information reasonably requested in connection with investigating a chargeback or dispute. Nothing in this section limits any rights you may have under applicable law that cannot be waived.

Once a transaction or disbursement has been submitted and processed, it is generally final and cannot be recalled, cancelled, or reversed by you. Because disbursements may be sent to third parties and settled immediately, you are responsible for ensuring that all transaction details — including the amount, recipient, and payment destination — are correct before you submit a request. Refunds, where offered, are provided at DigitalPurse’s discretion and may be subject to the specific terms of the product or service purchased, to deduction of fees already incurred, and to our fraud, compliance, and verification checks. We may decline or delay a refund where we reasonably suspect fraud, abuse, a breach of these Terms, or where required to do so by law. This section does not override any non-waivable refund or cancellation rights you may have under applicable consumer-protection law.

The Company may deny you access to the Services, if, in the Company’s sole discretion, you fail to comply with any terms or provisions of these Terms. Likewise, the Company reserves the right to review, postpone, or cancel the acceptance or dispersal of funds to any user at our discretion. If the Company and/or its partners or suppliers become aware of possible violations, they may, in their sole discretion, initiate an investigation, suspend or terminate the Account, remove materials from their servers, issue a warning, or take other responsive action. If we determine that you have violated these Terms, or pose an unacceptable risk to us, or have provided any false, incomplete, inaccurate or misleading information, or otherwise have engaged in fraudulent or illegal or harmful conduct, we may take action against your Account, including suspending access to your Account, disabling your Account, or terminating your Account.

“Your Content” shall mean any audio, video, text, images or other material you choose to display on Services provided by DigitalPurse. By displaying Your Content, you grant DigitalPurse a non-exclusive, worldwide, irrevocable, sub-licensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media. Your Content must be your own and must not be invading any third-party’s rights. DigitalPurse reserves the right to remove any of Your Content from its Services at any time without notice.

The information presented on or through the Services and Website is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on Website information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.

We may update the content on this Website from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Website may be out of date at any given time, and we are under no obligation to update such material.

This Website, apps, and web application is provided 'as is', with all faults, and DigitalPurse expresses no representations or warranties of any kind related to these Services or the materials contained on them. Also, nothing contained on these Services shall be interpreted as advising you.

In no event shall DigitalPurse, nor any of its officers, directors or employees, be held liable for anything arising out of or in any way connected with your use of Services provided by DigitalPurse whether such liability is under contract. DigitalPurse, including its officers, directors and employees shall not be held liable for any indirect, consequential or special liability arising out of or in any way related to your use of these Services. To the maximum extent permitted by applicable law, the total aggregate liability of DigitalPurse arising out of or relating to these Terms or your use of the Services shall not exceed the total amount of fees you paid to DigitalPurse in the three (3) months immediately preceding the event giving rise to the claim. Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you; in such cases our liability is limited to the fullest extent permitted by law.

DigitalPurse shall not be liable for any failure or delay in performing its obligations where such failure or delay results from events or circumstances beyond its reasonable control, including but not limited to acts of God, natural disasters, fire, flood, epidemic or pandemic, war, civil unrest, terrorism, labor disputes, failures or interruptions of banking systems, payment networks, third-party payment providers, internet or telecommunications services, power outages, changes in law or regulation, or actions of government or regulatory authorities. During such an event, our obligations are suspended for as long as the event continues.

You agree to defend, indemnify, and hold harmless the Company, its affiliates, licensors, and service providers, their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Services or Website. This is including, but not limited to any use of the Website’s content, services, and products other than as expressly authorized in these Terms or your use of any information obtained from the Website or Services.

No waiver by the Company of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms shall not constitute a waiver of such right or provision. If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

DigitalPurse is permitted to revise these Terms at any time as it sees fit, and by using the Services provided by DigitalPurse, you are expected to review these Terms on a regular basis.

DigitalPurse is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

These Terms, and any dispute or claim arising out of or in connection with them or your use of the Services, are governed by and construed in accordance with the laws of the State of Colorado, United States, without regard to its conflict-of-law principles. Informal resolution first. Before starting any formal proceeding, you agree to first contact us at [email protected] and attempt in good faith to resolve the dispute informally. Most concerns can be resolved this way. If we cannot resolve the dispute within sixty (60) days of your written notice, either party may proceed as set out below. Binding arbitration. Except as stated below, any dispute, claim, or controversy arising out of or relating to these Terms or the Services that is not resolved informally shall be finally settled by binding arbitration administered by the American Arbitration Association (“AAA”) under its applicable rules then in effect. The arbitration shall be seated in Denver, Colorado, conducted in English, and before a single arbitrator. Judgment on the award may be entered in any court of competent jurisdiction. Class-action waiver. To the maximum extent permitted by applicable law, you and DigitalPurse agree that each may bring claims against the other only in your or its individual capacity, and not as a plaintiff or class member in any purported class, collective, or representative proceeding. The arbitrator may not consolidate more than one person’s claims or preside over any form of representative or class proceeding. Exceptions. Nothing in this section prevents either party from (i) seeking injunctive or other equitable relief in a court of competent jurisdiction to protect its intellectual property or to prevent unauthorized access to or misuse of the Services, or (ii) bringing an individual claim in small-claims court where it qualifies. Where binding arbitration is not permitted or is found unenforceable, any dispute shall be resolved exclusively in the state or federal courts located in Denver, Colorado, and you consent to the personal jurisdiction of those courts. Nothing in this section waives any right you may have under applicable law that cannot lawfully be waived.

These Terms constitute the entire agreement between DigitalPurse and you in relation to your use of Services provided by DigitalPurse and supersede all prior agreements and understandings.

Unless otherwise indicated, all feedback, comments, requests for technical support, and other communications relating to the Website may be directed to: [email protected]